The market is MOVING!

In the last 3 weeks, we have put under contract FIVE new construction homes! They have ranged in price from $190,000 to $375,000, and each one is just what that buyer wanted!

If you have ever been interested in building a NEW home, don't miss this exciting opportunity. We have a number of floorpans, lots and extras to choose from.

The cost is low and the quality is high, so call us today!!

Overheard lately....

"A recession is a terrible thing to waste.
Now is the time to buy or build."

Interesting food for thought.

FHA Releases New Guidelines

The FHA announced tighter guidelines on January 20. First, insurance premiums increased from 1.75 to 2.25 percent. Second, seller concessions are now limited to 3 percent. This is down from 6 percent. Third, new borrowers with a FICO score below 580 will now need a 10 percent down payment instead of the 3.5 percent previously.
These are significant changes to this program. However, it should not be the cause for discouragement for buyers or sellers. For more wisdom on how to navigate these changes, call a reputable lender or Realtor... Like Judy Higgins! FHA may still be the right route for you!