Helpful Credit Score Tips

I love it when my lender sends me quick, easy tips to pass along. Bobbi Hoene,Branch Manager National City Mortgage in Lewiston wants all of us to improve our credit scores. Six easy tips include:

1. Only allow your Credit score to be pulled if necessary.

2. To RAISE your credit while paying revolving debt, pay down the balances closest to your maximum limits first. That decreases the red flag of being overextended.

3. Ask Account holders to raise your limits if you do not have the funds to pay down balances. Then do not use the extra credit.

4. Transfer some of the debt around. from one credit card to another with a smaller balance if you can't get your account limit raised.

5. DO NOT open any new accounts. Keep your goal in mind and do without what you cannot pay cash for.

6. DO NOT ever miss a payment or send in a late payment.

So many of us have taken the Credit Scores for granted. They are becoming more critical every day and we must strive to keep them high! Reach for the top...800 and above!